Mentoring and marketing
Journal
What I write.
I write about real estate, and soon about mentoring and marketing, tech, history and video games. What keeps me busy at work, and what lights me up outside of it.
Quebec First-Time Buyer Tax Credit: Up to $5,875
Since January 1, 2026, Quebec refunds first-time buyers up to $5,875 of their welcome tax through a refundable tax credit. Here is who qualifies, how it is calculated and how to claim it.
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2026 Welcome Tax: How It's Calculated and Rates by City
On the same $700,000 home, the welcome tax ranges from $8,611 to $11,611 depending on the city. Here is how it is calculated in 2026 and why the gaps are so large.
CMHC Premium: Quebec Tax Rises to 9.975% in 2027
In Quebec, the tax on insurance premiums will rise from 9% to 9.975% for premiums paid after December 31, 2026. Here is what that changes for mortgage loan insurance and how the CMHC premium works.
Policy Rate at 2.25%: What It Means in October 2026
The Bank of Canada held its policy rate at 2.25% on September 2, 2026. The next announcement, fixed vs. variable rates and the stress test: what it all means for you.
South Shore and Montréal Real Estate Market: 2026 Review
Sales are down, listings are sharply up and median prices are holding: a look at the Montréal CMA and the South Shore based on the latest QPAREB statistics.
REM and Real Estate: Where the Network Stands in 2026
South Shore, Deux-Montagnes, Anse-à-l'Orme and soon the airport: the state of the REM in 2026 and what to check before buying near a station.
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